*This site provides no coverage for claims due to: fraud; abuse; vermin; war or hostilities of any kind (for example, invasion, rebellion, or insurrection); confiscation by any government, public authority, or customs officials; risks of contraband; losses arising from illegal activity or acts; normal wear and tear; radioactive contamination; acts of God (including but not limited to flood, hurricane, and earthquake); mysterious disappearance (which means vanishing in an unexplained manner marked by absence of evidence of the wrongful act of another); or inherent defects.