By subscription only! Welcome to another issue of:
"THE BALANCED WOMAN".
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=> Welcome
=> Feature Article: "Being Positive Amidst a Negative World"
=> Household Hint: Controlling Mosquitoes
=> Web Pick: Keeping Kids Busy in the Summer
=> Fashion Tips
=> Money Matters: "Load" Funds
=> Classified Ads
=> Pampering Yourself
=> A Little Laughter
=> Site Updates
=> Recommended Resources
=> Recipe of the Month: Italian Pasta Salad
=> Help Others without Spending a Dime
=> Subscribe/Un subscribe information
*Learn how to control your spending and stop
wasting money
*See exactly where all your money is going
monthly and yearly
*Set your target to save at least of 10% of your
monthly income
*Enjoy your life and take the stress out of
living from paycheck to paycheck
*Teach Your children to manage money too
My Budget Planner can help you do it!
My Budget Planner For Kids can help your children!
Tired of the 9-to5 rat race, empty promises from corporate America? I was too!
I have my own home business that allows me the flexibility to work when I want and still
receive an income, plus benefits. No selling, delivering or inventory. A simple concept
that works – thousands are doing it. No pressure, just the facts.
I love July! For me, more than any other month, it represents Summer. The weather's
heating up, good fruit abounds, it's time for vacations and the kids are out of school.
Well most kids anyway...
Those of you who have been long time subscribers know that I can never resist an
opportunity to help a college student. It's because I believe so passionately in
education! So when I was contacted by a doctoral student from The Ohio State University
asking for help from The Balanced Woman community of course I couldn't say no.
This particular student, Hope, is conducting a web-based women's health survey. If you are
a woman and over the age of 18, she would very much like for you to participate! The
survey itself is completely anonymous. If you choose to take part in it, you will be
eligible to win a prize in the prize drawing (lots of neat stuff!).
After completing the survey, you will be directed to another page where you can enter your
information for the drawing.
The survey should only take about 15 minutes to complete.
Yahoogroups, the list host for this list, has
been causing me all kinds of problems. So, I'm in the process of moving it over to
pro.netatlantic.com When you receive the August issue of The Balanced Woman, it should
come from them. Thank you for your patience and cooperation in this move.
Finally, don't forget about the FREE full version software we're offering in conjunction
with Planet Lucky. If you have any little ones getting ready for Kindergarten you may want
to look at "Little Bear's Kindergarten Thinking Adventure". With vacations
coming up the "World Book Illustrated Atlas" may offer you some help planning.
Finally, you can never get enough cooking ideas so try the "Woman's Day
Cookbook". They're all FREE; you pay shipping and handling only!
PS Don't forget, our site updates and easy recipe of the month are at the end.
PPS On a personal note, I want to thank all of you who sent me information on travelling
to Williamsburg, VA for a vacation this summer. I read each and every tip and plan on
printing them out and taking them with me when I go! Thanks so much for taking the time to
respond. "The Balanced Woman" readers are the best!
Feature Article: "Being Positive Amidst a Negative World"
By: Jacqueline McLaughlin Hale
**************************************************
Sometimes it’s hard to be positive when everything around you is going wrong.
It doesn’t have to be the big things either. You may wake up in the morning just
feeling plain ole grumpy. Or maybe your spouse woke up on the wrong side of the bed. Or
maybe your coworker or friend is having a bad day. Whatever the situation, people you deal
with everyday can affect how you look at life in that moment.
If those people are important to you or close to you they may alter your perceptions and
feelings during the time you spend with them. You may pick up or catch their “bad
mood”.
Then again, maybe it’s not the people around you who’ve got your down. Maybe
it’s the weather.
Maybe the sky is cold and damp and gray—again—for the fifth straight day in a
row. Maybe you’re stuck in the house with a sick child or a sick you or a sick car.
Maybe all the gloom has made you gloomy.
Maybe it’s events that have you down. You can’t seem to find a babysitter so
that you can go out for a big night on the town. Money is tight and the bill collectors
are calling. Traffic is horrendous and you’re stuck right in the middle of it, on
your way to an appointment that you simply can’t miss.
Hundreds of little annoying, negative things occurring every single day can wear down even
the greatest resolve to be positive. They make it difficult to keep your perspective and
your chin up.
So what can you do about it? How can you lighten your mood and life your spirit when the
world’s got you down?
It’s easy to say, “Smell the roses”, “Look on the bright side”
and “Count your blessings”. It’s hard to do. And when it’s easy to say
and hard to do---that’s exactly when it’s time for faith. Faith is believing
that things will get better, that life isn’t so bad, that there are ups as well as
down’s. “Faith is believing when common sense tells you not to.” (from the
film “Miracle on 34th Street). It is hope.
Yet, it’s hard to have faith when everything is going wrong even though that’s
exactly when you need it the most. So faith requires trust—trust that things will
turn out all right, maybe not the way YOU want them to, but all right just the same.
If you need to find faith and trust, think back to another difficult time in your life.
Remember the struggle, the anguish and the fight. Remember the uncertainty and possibly
even the isolation you felt. Remember as vividly as you can. Feel your lowest low again.
Now, remember the resolution and how it all worked out in the end. Even if it ended
differently than you had hoped it would, it probably made you better and stronger
nonetheless.
The world never stopped. Life went on and often it went on better and greater than ever
before.
Hold on to those thoughts. Let them bring you faith because if you do, it will bring you
peace. Peace that will allow the struggling and the fighting to stop. Peace that can end
the anguish. Peace that just knows everything will be all right.
Lifting weights strengthens muscles. Living through life’s struggles strengthens
faith and trust. The good times just don’t do it. Only the challenges do…
Jacqueline McLaughlin Hale is a CPA and the editor of Between Friends: Resources for
Mothers http://www.betweenfriends.org Between Friends contains household hints, time
management tips, articles on organization, parenting, money management, career, self
employment, self improvement and more! Subscribe to its FREE monthly ezine, The Balanced
Woman. Visit today!
Webmasters and publishers may use this article in their ezine or website, as long as the
*entire* article is used, and the *copyright notice* and *resource box* are left in tact,
including this notice
ATTENTION FRUGAL SHOPPERS!
Shop Smart & Save! Visit TheFrugalShopper.com to find HUGE SAVINGS on hundreds of
DAILY DEALS & FREEBIES, frugal living hints and tips, and much much more! Stop by
today and get your FREE Subscription to The Frugal Shopper Newsletter http://www.thefrugalshopper.com
With vacations coming up, book your flights, hotels and rental cars with Expedia.com. They
offer simply the lowest prices around!
In many of the states in Northern America, July means that mosquito season is in full
swing.
To help control mosquitoes around your home:
1. Change standing water in birdbaths and rain barrels at
least once a week.
2. Empty children's pools and store them when they are not
in use.
3. Clean out your rain gutters regularly.
4. Keep your lawn and hedges well trimmed to reduce shady
areas where mosquitoes tend to rest.
5. Use bleach in your family pool to help kill mosquito larvae.
6. Try to pick a breezy location when enjoying the outdoors.
Mosquitoes have a hard time flying even in light wind.
7. Wear light-colored clothing, since mosquitoes are
attracted to dark colors.
8. Avoid using heavily scented shampoos and toiletries.
"Mom, I'm bored..." Sound familiar? Summer is fun but it can also be
challenging. How can you keep your kids busy? Need a few ideas? You'll find plenty here...
Parent like you mean business! Stop nagging and fighting with your kids! Get your home
running more smoothly than it has ever run before. Discover a simple, effective and proven
system for putting sanity back into your life with the new ebook THE BUSINESS OF MOM!
It’s a question a lot of people ask themselves during the change of seasons. For as
soon as you’re certain the new season has arrived, the old one seems to reappear.
So how should you stock your closet to dress appropriately during the transition? With key
pieces that span the seasons and look right in any kind of weather.
Here are a few suggestions:
*Start with year ‘round fabrics.
These include favorites like jersey, cotton, silk, and denim in weights that are
appropriate for your region.
*Buy in year ‘round colors.
These are the basics in your “best colors” like black, brown, navy, and gray, as
described in “Wardrobe Magic,”
in tones that mix and match with other pieces in your wardrobe.
*Keep neutrals handy.
Use your taupes, camels, creams, and beiges generously this time of year. They work well
with both seasons and can make your ensemble appear as one season or another by their
appearance or their absence.
*Layer for maximum versatility.
Always include pieces that you can add or subtract as the day’s temperatures rise or
fall. Opt for classic styles in neutral colors so you can do a lot with very little.
The key to success is flexibility. While you may be tempted to show off your new season
wardrobe, don’t be so quick to jump the gun. Nothing looks sillier than wearing the
wrong season’s clothes, even if it’s just a few weeks off. Instead, pull out
your transitional fabrics, colors, and seasonless staples to look great no matter what the
weather.
Need some additional tips? Download a copy of “Wardrobe Magic” to see just how
easy looking great can be,
Diana Pemberton-Sikes is a wardrobe and image consultant and editor of "Fashion
Savvy", a monthly online newsletter dedicated to helping women achieve more success
through dress. You can visit her online at http://www.fashionforrealwomen.com
In the world of investments, you'll often hear mutual funds referred to as front loads,
back loads or no loads. What are these "loaded" funds and what does it all mean?
Mutual Funds that charge a sales commission are called load funds; funds that don't are
called no-load funds.
A front-end load is the sales commission charged at the time of purchase or investment.
A back-end load is the sales commission charged when the fund is sold.
Front-end loads are more common than back-end loads. Back-end loads are sometimes referred
to as contingent deferred sales charges. Loads may vary between 1% to 8 1/2% of the amount
of money invested or withdrawn.
A BETTER LIFE:ITS YOUR FUTURE!
Enjoy Humor, Inspiration, Romance, Fitness, Nutrition & Personal Finance- all aimed at
helping YOU to take control of YOUR future! Subscribe FREE at: http://webmarketingezine.com
WEB MARKETING EZINE
Let us help YOU succeed on the Web with Tips, Tools, News & Views on Web Marketing and
E-Commerce, from a street-smart Marketer. Subscribe FREE at: http://webmarketingezine.com.
THE HUMAN FACE OF WEB MARKETING
July is National Ice Cream Month! So, go to your favorite ice cream shop and order
away--why not try a banana split or a hot fudge sundae? What a better way to celebrate the
month, the summer and the child within...
If you have liked what you've read, please forward this newsletter to friends or family
members who you think might enjoy it! It might encourage them to subscribe. Thanks!)
SAVE BIG BUCKS!
Receive full details on all complaints sent to iCop about online businesses! Subscribe to
"The iCop™ Rap Sheet" and find out who - and what - to avoid online! This
may be the MOST important publication you'll ever read! It can save YOU big bucks! http://www.i-cop.org/RapSheet/ref.cgi?id=jahale
THE WHAT'S FOR DINNER COOKBOOK
More than 250 quick easy dinner ideas. Free chocolate and Sunday breakfast recipes with
every order. Click here to order. http://hop.clickbank.net/hop.cgi?jahale/recipeclub
DIVORCE WELL
"Divorce Strategy for Men and Women" reveals the secrets of men, women, lawyers,
financial tax experts and private investigators! This book a must have for those going
through divorce. http://www.divorcewell.com
The appearance of advertising in The Balanced Woman should not be interpreted as an
endorsement by the editors of the service, product, business, or program being advertised.
We take no responsibility for claims or representations made in any ads. The Balanced
Woman is for informational and entertainment purposes only. The ideas and information
expressed in it have not been approved or authorized by anyone either explicitly or
implicitly. In no event shall Jacqueline McLaughlin Hale be liable for any damages
whatsoever resulting from any action arising in connection with the use of this
information or its publication, including any action for infringement of copyright or
defamation. The opinions expressed by our columnists are not necessarily the position of
The Balanced Woman.
Editor's Comments: If any of you have any ideas, comments and suggestions on how we can
improve this e-zine please let me know. Just send an email to: mailto:jackihale@yahoo.com
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