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INDEPTH ANALYSIS OF OUR WORK
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MONEY MAKES MONEY....
Don't You Agree!
 
 
 
 

This section provides an in-depth look at the kind of work Our Principal Investment Bankers' carries out. We will be highlighting two specific areas of interest: LOAN SUMMARY FROM AN OFFSHORE INVESTMENT BANKERS' & GUARANTEE FIDUCIARIES & FINANCIAL INSTITUTIONS TRANSACTION COST: ( We do have banks that can accept Bankable Instruments to be discounted.. Discounting rates ranging from : 55% to 90% ) Top 300 banks accepted.

The Financing Mechanism & Guarantee Mechanism taxation advantages) and,

2) The Asian Financial System.

3) If you have any further queries about this information, please do not hesitate to: Fax your enquiries or Request for Loan @ Incitario Worldwide Investments Ltd., FAX: +1-(435) 330 7708 or

Make an appt. with our Consulting  Partners & representing Agents :- Incitario Worldwide Investments Ltd., (Asia-Pacific) Email your Project Profile TO : intl_funder@hotmail.com


 1) The Synopsis and Financing Mechanism

 

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Our principal is able to supply an Irrevocable Loan Guarantee Commitment Letter., Bank Guarantees (BG) ., Financial Guarantees (FG)., Standby-Letter of Credit (SBLC)., Letter of Credit(L/C) which enables prime collateral instruments to be procured to underpin the funding for the loans. This Irrevocable Loan Guarantee Commitment Letter or Guarantees / Credit Facilities will be issued by a European fiduciary.


The cost of acquiring the Irrevocable Loan Guarantee Commitment Letter or Guarantees/Credit Facilities varies with each project. The charge to cover this cost is called the processing fee. The minimum processing fee and covers most loan requests from US$ 10 million & Above. The processing fee increases as the loan request increases in view of the increased value of the Irrevocable Loan Guarantee Commitment Letter or Bank Guarantees / SBLC that must first be procured or simply a direct Lender / Project Financing by an appropriate Lender.



Our funder's commission fees are three percent (3%)to(5%) of the net amount received by the Borrower at funding, which in this case is three percent (3%) to (5%) of US$ 10,000,000.00 paid by way of deduction of the loan emission.

For larger loans, this arrangement fee / out of pocket retainers fees may be reduced by negotiation.




At the time our (MOU) Memorandum of Understanding / Mandate (MOU) & Contractual Agreements, Processing documentation are signed, the processing fee is payable and the process to secure the Irrevocable Loan Guarantee Commitment Letter or Guarantees /BG / SBLC or Credit Facilities from a fiduciary or financial Institutions / Private Trust fund bankers is initiated. This task usually takes approximately 30 days but 91 banking days (as stipulated in the Intermediaries & funder's Agreement
or Mandate) are provided for.


Upon receipt of the Irrevocable Loan Guarantee Commitment Letter, the documentation will be forwarded directly to the principal by courier who, under instructions contained in the Irrevocable Loan Guarantee Commitment Letter or Guarantees / Credit Verbiage will submit it to his lending bank(s) for loan processing and disbursement. It is the responsibility of the Borrower to supply the lending institution,  

(But our group bankers' can recommend a appropriate Lender) -

[See below:- The lender may not be in the United States.


At the time the project is funded............               
a sinking fund must be established with a banking institution. The sinking fund amount must be sufficient to enable repayment of the principal amount of the loan at the end of the ten-year period. Therefore, the amount of the sinking fund will be adjusted according to current interest rates. ( Then, after establishing the Sinking Fund with an A+ Rated Bank, then we will advice the client to send a statement of (Proof of funds) to UK/USA/Europe A+ / AAA+ Rated HYIP Bank Trader or commitment holder, at this time the Bank trader will block your funds & confirm with the IMF & Federal Reserve to advice client on the profits to pay the principal & interest portion of the loan capital taken for the client's project. The balance of profit is for the Client to keep estimated @ MORE THAN 300% depends on the present bank trading offer ! And the Blocked funds will remain untouched for principal repayment of the loan at the 10, 15 or 20 years


Before we are able to issue the Bank Guarantees / Credit Facilities against a Bank CreditLine Offer from Offshore Bank, it is necessary that you pay your portion of the processing fee & Bank Charges. This is how the process works:

Once your Lender issues an Offer Letter to fund your project or issues you a Credit Line Offer of Min. USD$ 10 Million, following the instructions contained in the Letter of Offer, the lender will advise Principal's Underwriters & the client. Then the fiduciary issuing the Bank Guarantees or SBLC / Credit Facility sends the code & verbiage to the Lender via key tested telex, that he confirms his intent to lend, that he has placed the loan amount in a blocked account (at this point, the money remains in the lender's name and in his control). At this time, the lender also has the option of requesting that the guarantees be in a specific form and can even request that they be from a specific institution, subject to availability, as per the conditions of the Agreement.

When the issuing fiduciary / Guaranteeing / Credit Facilitator is assured that the funds are available, they will go out and source the kind of collateral & securities that the lender has requested. When the fiduciary has located it, they will notify the lender that the collateral has been secured. The lender will also advise the fiduciary of the escrow account that he has opened to accept the collateral instruments so that the lender has the opportunity of examining the guarantees prior to releasing the funds. [ In this System, there will be 2 Institutions Involved; - 1) Issuing Guarantee Facilitator and 2) The Lending Bank ]

At this point, it then becomes a bank-to bank transaction. The bank holding the collateral or Securities ( Guarantees / Commitment Guarantees / Credit Facility ) will advise your lender, citing specific numbers i.e. CUSIP and registration numbers. Your lender will then release the funds and the transaction is complete. The holder of the bonds / /Bank Guarantees / Standby Letter of Credit facility or Guarantee Commitment Letter as collateral will then send the confirmation to your lender that you are the new owner of the bonds/Guarantee (collateral) for pledging as security for the loan, and that they will be held on your behalf. These bonds or guarantees/Credits or Commitment Guarantee, will then be used as security & collateral for your loan. ALL THE ABOVE CAN BE AUTHENTICATED THROUGH : BLOOMBERG ., S.W.I.F.T. ., CEDEL., OR EUROCLEAR etc...


Taxation Advantages

Our funder-structured loan would appear to have significant taxation advantages over normal loan. Whilst appearing to be more expensive in view of the double interest expense but can be self liqudated thru the traders method., the entire interest payment outflows are tax-deductible, in comparison, capital repayment outflows under a normal loan are not tax-deductible. Such loans are therefore, significantly more tax efficient for projects in higher tax brackets, despite higher front end arrangement costs.

As a consequence, the funder-financing structure offers a marked improvement over that of conventional financing from a tax and cash flow position.

The funder system is especially attractive because the Borrower's property need not be held as collateral and remains unencumbered for the duration of the loan. In the case of real estate, values often go up and of course, can go down. When the Borrower's property is unencumbered, it can be re-financed, if desired, without difficulty.


2) Asian Financial System   ASIAN FINANCIAL SYSTEM - 

BY The Principal Funder / Private Lender & Fiduciary BG/SBLC Issuing Securities Agent

To be sure, the primary, immediate advantage of this project and plans to make it happen, is the injection and circulation of investment resources into Asia in ways that strict monetary control could not possibly achieve. In this sense, our proposal offers real world financial solutions to Asia's currency needs.


Our proposal is intended to generate funds for a project and at the same time increase the capital of the lending bank. We suggest the following transactions to finance the project and to guarantee further circulation of funds throughout Asia's banks and businesses. I will outline this plan in narrative form.


An international bank or international institution will bring into Asia AA- or AAA- rated bonds or bank guarantees that are suggested by the Fiduciary Bond Expert. This international financial institution will deliver these collaterals into Asia. In order to do so, and for the protection of the financial institution providing the collateral, the Asian Government or the Asian lending bank will have to guarantee to the financial institution supplying the collateral that they will be purchased. This will give the owner of the collateral & Guarantees the protection they require to bring the collateral instruments & Guarantees into Asia.


The Asian lending bank will buy these Guarantees & collateral instruments in Asia and take the same collateral instruments and pledge them to the financial institution who brought the instruments into Asia.


In order for this system to be implemented, first, the principals of the project (borrowers) must sign an agreement, a note and other documents that stipulate that the Borrower is required to pay only the interest payments, Self-Liqudating method can be arranged with the Bank Commitment Holder or Trader for HYIP max. (40 weeks) Program yieding at more than 100% returns and your funds are not move at all(and no principal payments) on US$ 600 million, twice the requested amount of US$ 300 million which they will receive for their project. These interest payments, which are 100 percent tax-deductible, will be made for a duration of ten years. This is a great advantage to the Borrower because principal payments would not be tax-deductible.

Second, we suggest that the lender (a Asian bank) purchase US$ 360 million worth of AA- or AAA-rated bonds or bank guarantees & Credit / Commitment Guarantees in favour to the Lender. These Instruments / Guarantees will be selected through our Fiduciary Bond Expert, Fund Managers, Facilitators or Guarantee Institutions, who will suggest a basketful of bonds/collateral or a Single Bank Guarantee / Credit facility & Guarantee Commitment, in varying denominations and currencies. The Asian lending bank will place the collateral Instruments with the second bank, an international financial institution and request that they be held as collateral Instruments.


Third, the second bank, the international financial institution, loans the first bank (the Asian lending bank) an amount that is:- approximately discounted at 55% - 90% percent (depending upon negotiations) of the value of the Bank Guarantees / SBLC or MTNs and Instruments they are holding for the first bank (the Asian lending bank). Thus, if the bonds are worth US$ 360 million and assuming the lending bank receives 80 percent of the value of the bonds / Guarantees or SBLC / Commitment Guarantees, then the amount loaned to the first bank (the Asian lending bank) would be approximately US$ 300 million. The primary advantage of this transaction is that these bonds or guarantees are instantly convertible into hard cash or Blocked for HYIP - they are the perfect Guarantee Instrument collateral.




WHEREAS, IF THE BORROWING PARTIES WHO HAS AN STANDBY LETTER OF CREDIT OR AN BANKER'S GUARANTEE Issued by a acceptable bank, please see LOAN SUMMARY BELOW THAT CAN BE PLEDGED BY AN ESTABLISHED INVESTMENT BANKER:

INVESTMENT BANKER
CURRENCY  

  U.S.   ( UNITED STATES OF AMERICA ) DOLLARS   

INTEREST RATE

 

$ 10 MILLION TO $ 50 MILLION ( 4.99%) & FOR $50 MILLION TO $100 MILLION (4.25%)

 & $100 MILLION ABOVE (3.99%)

PERIOD OF LOAN  

ONE TO TEN YRS - NEGOTIABLE

REPAYMENT

 SUBJECT TO LOAN AGREEMENT FROM APPROVED CASH FLOW PROJECTIONS SUPPLIED BY BORROWER

SECURITY

WE ACCEPT PLEDGING OF UNCONDITIONAL & IRREVOCABLE STANDBY LETTER OF CREDIT OR BANKERS GUARANTEE FROM ACCEPTABLE BANK, FOR 100% OF LOAN FOR BORROWING'S UPTO 100% OF PROPOSED PROJECT OR BUSINESS. WE WILL ALSO CONSIDER JOINT VENTURES FOR 40% TO 50% SECURITY BY SBLC OR BG. ALL SECURITIES MUST BE FROM AN ACCEPTABLE BANK. WE WILL ALSO CONSIDER 70% FUNDING AGAINST 30% CASH ON APPROVED

 PROCESSING FEE BY  BANKER:

AN AMOUNT OF ONLY 0.20 TO 0.65 OF (1%)ONE PERCENT OF THE AMOUNT OF THE LOAN.

BROKERAGE FEE BY AUSTRALIA BANKER

NEGOTIABLE, THIS MUST BE IN WRITING AS SUCH FEES ARE PAID DIRECTLY BY US TO THE BROKER(S) AT THE TIME OF SETTLEMENT

                     APPROVAL TIME:                              

 WITHIN  (30) DAYS OR LESS   (IF ALL CRITERIA IS MET)



If you do not have Bank Guarantees or Standby Letter of Credit we can help you to arrange one, which is usually charged by the Top 25 World Banks from 6%, 8%, 12% - 17% to 25% Depending on the Bank's Market Rate & Leasing Interest Charges, Issued within 2 Banking Weeks. 

YOU ARE ADVICE TO VISIT THIS LINK FOR PROCESSING YOUR PROJECT CLICK HERE!

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Disclaimer

INCITARIO GROUP - We reserve the right to reject financing requests due to lack of experience of the applicant and insufficent collateral backing, fraudulent practise of the applicant or project inadequacy. We cannot offer guarantee of how much, if any,funding will be obtained. We do not engage in the practice of law nor are we registered broker/dealers representing or engaging in the direct offer and sale of securities/instruments/collaterals and finance.