- Get Several Estimates. Don't rush the job no matter how urgent you may think it is. Compare prices but keep in mind--The Cheapest Estimate Isn't Always The Best One. If there is a BIG Difference in Price, There May Be a Reason! Think before you decide.
- Ask To See the Contractor's License and Proof of Insurance. If the Contractor refuses or is unable to supply you with proof of Insurance and their License, Find another Contractor. Florida Law requires all Licensed contractors to carry Worker's Compensation or Proof of exemption, and General Liability Insurance. If You Hire an Unlicensed Contractor, You Are Liable for Any Injuries That May Occur. In Addition, You can be held responsible for any violations of City/County Building Codes.
- Get References.
Any respectable contractor should have no problem supplying you with a list of Customers with jobs similar to yours. If possible talk to the people and go out and see the actual work.
- Once You Have Made Your Decision, Require a Written Contract With the Contractor's License Number On It. Don't sign anything until you are sure you understand the terms, warranty information, and all work you want done is included in the contract.
- Don't pull your own permits. Only Home Owners and Licensed Contractors are able to pull permits. If you pull the permit, you are responsible for any Violations, fines, etc...
- Florida Statute 489.1425 requires all Contractors provide a written statement explaining entitlements under the Construction Recovery Fund, for all contracts totaling $2,500.00 or more.
- Find out how long the company has been in business. It also might be a good idea to find out what sub-contractors will be used on your job and how long the Contractor has worked with them.
Most contractors are reputable and honest, however there is that small handful of unscrupulous people that will try to take you for what they can. You can protect yourself if you follow a few guidelines.
Make sure you get a signed contract with the License number clearly printed on it. Both you and a company representative must sign for the contract to be legally binding. Also, make sure the contract includes a summary and description of work to be done, Materials and/or a list of features included, the total contract price, Draw Schedule for the job, and warranty information if it applies. Any changes made to original agreement should also be in writing, and you should request copies of all documents pertaining to your job.
By knowing the facts, and becoming aware and informed you can protect yourself from becoming a victim.