Topic: Healthcare
The main reason I voted for Barack Obama in 2008 was the fact that he promised to make health care available to the millions of Americans who were uninsured. I have significant medical problems, and was precluded from getting health care due to pre-existing conditions. Under Health Care "Reform" I was able to get coverage. The main PRO of Obamacare was getting care to millions of suffering citizens. This was a good thing, but now let's look at the Cons.
Many of the people taking advantage of Obamacare are poor and middle class -- thus cost is an issue. Obamacare offers 3 levels of care: Bronze, Silver and Gold. The Bronze plans are relatively cheap, but offer garbage benefits and high out of pocket costs for the benefits to kick in. The Gold level plans have the best benefits, but you basically have to be well off in order to afford them. That leaves the poor and working class with the Silver plans. The Silver plans have decent benefits, but they can be expensive too! Then come the yearly increases! I'm going into my third year on Obamacare. After the first year there was an increase of over $100 per month to stay on the plan. I chose a different plan for my second year -- after that year there was another monthly increase of over $100. I'm going into my third year of Obamacare and I'm changing plans for the 3rd time!
When Obamacare was passed the President said that patients would be able to keep their doctors. This isn't exactly true! As I've explained, costs go up every year. Consequently many of the sick are forced to choose new plans -- and this leads to changing doctors. I'm lookiing for a different doctor right now for that very reason!
Yes Obamacare gives care to the sick, but how long will the sickly be able to afford it? Obamacare made millions of Americans slaves to the greedy insurance companies. If someone was really looking out for "The People," there would have price controls included in the law to prevent the financial rape of the poor and middle class by insurance companies. This wasn't done! Single-Payer was an option that wasn't passed. The way Obamacare is now, the poor and middle class are eventually going to be priced out of having health care. The only protections in the plan are for the health insurance companies -- people who don't sign up have to pay a $2000 fine. This gives the greedy corporations a captive customer base -- a base that they can raise costs on year after year.
I'm on a fixed income. I get a very small cost of living increase every year. This cost of living increase is eaten up every year by an increase in rent. Where is the extra money to afford yearly raises in health care costs supposed to come from? It would have been nice if the President and the Democratic Congressional majority at the time had written Obamacare to look out for the people first, but they didn't! Once again the rich get richer, and the poor get poorer. Isn't that the key to capitalism...
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Updated: Monday, 5 September 2016 6:45 PM CDT
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