<HTML>
<HEAD><TITLE>Your Title</TITLE></HEAD>
<BODY text="#FF0000" bgcolor="#000000" background="picture_of_me.gif">

What you have in here now gives your readers/visitors something to look at other than an ugly grey or white background as you are seeing. You should be able to view your page and see your image or background color and all the text you have written in there. On this page though, you will only see what you have written in your editor.

</BODY>
</HTML>