Get this. I just got off the phone with Aetna and they tell me that for an in-network surgeon, my deductable is $750.00. Much better, right? Yeah! And on top of that, they will pay 80% of the balance (about $250.00), so that means that when all is said and done, I will have paid eight hundred dollars and they will have paid two hundred. Can someone explain to me again the point of insurance? Because I'm a little confused. I thought it was supposed to be a good thing...? I thought it was supposed to help you pay for medical procedures you can't afford. I guess not. Bastards.