2 pounds hamburger
1 package toco seasoning
1 can refried beans
1/2 to 1 teaspoon cumin
salt
pepper 1/2 cup water
shells
lettuce
tomatoes
shredded cheese
hot sauce
onions
sour cream

Brown hamburger and drain. Add toco seasoning refried beans salt, pepper, and water. Simmer till heated through. Prepare shells, add meat mixture and top with remaining ingredients.