BBA (June 2000); Master in Finance (Feb 2002).

 I passed my L3 in 2003.

I started learning to build a homepage in Jul 01 and became fascinated with all the homepage stuff - the graphics, the animations, the midi and the presentation technique, etc. So I finally built my first homepage, the Norman's Cafe in Aug 2001.

Another reason to build the web - I 've collected quite a lot of finance related material since my study in Master of Finance. I don't want to simply dump all those material after I completed the course. Therefore, I put them on the net and make them accessible to everybody.

1) Norman's Cafe was first posted on web in Jul 2001. People from more than 100 countries have visited my homepage since Jan 2002 with hit counts over 250,000 (as at 12 Aug 2003).

2) Visiting my homepage, you may see some annoying pop up ads (especially on Angelfire.com). You may think I make money from these ads. But that is wrong. As I rely on some web hosting co. to build my homepage, these pop up ads are mandated by web hosting co. in exchange for their free service.

3) Since my 3 mirror sites got their own bandwidth limits, they  had been suspended a few times because too people downloaded files from the webpages. You can switch your access between the 3 sites whenever it happens.

1) http://normancafe.atspace.com/

(where fewer ads pop up)

2) https://www.angelfire.com/nc3/normancafe/StudyRoom.htm

(a lot of annoying pop-ups)