AFTER PAYING 15 YEARS ON YOUR 30 YEAR 
   MORTGAGE, YOU'LL STILL OWE 90% OF THE 
   AMOUNT YOU BORROWED! 

AFTER PAYING NEARLY 24 YEARS, YOU'LL 
   STILL OWE OVER 50%! 

YOU'LL PAY OVER 3 TIMES THE AMOUNT YOU 
   ORIGINALLY BORROWED BEFORE PAYING 
   OFF YOUR MORTGAGE! 

TO MAKE MATTERS WORSE, THE F.D.I.C.
   ESTIMATES THAT 1 OUT OF EVERY 2 
   MORTGAGES ARE MISCALCULATED, 
   OVERCHARGING HOMEOWNERS $8 - $10 
   BILLION DOLLARS EACH AND EVERY YEAR 

ON A CONVENTIONAL 30 YEAR MORTGAGE, 
   YOU'LL MAKE OVER 120 UNNECESSARY 
   PAYMENTS!