Pay Pal Online Security Information

When purchasing something using PayPal, users simply carry out the transaction through their PayPal accounts, rather than a credit card. PayPal then charges each purchase to the individual's credit card or checking account. Because all PayPal transactions are based on the user's e-mail address, merchants never have access to the user's account information.

This method is safer, more secure and more convenient than providing financial information to multiple sites of individual sellers.

Online shoppers who pay each site directly to order products or services must submit their credit cards or bank accounts for each transaction. This crucial data is then stored by each individual retailer. With multiple merchants and servers maintaining this information, the likelihood of a breach of this information also increases significantly.

PayPal allows online shoppers to set up a single account that can be used to purchase from millions of merchants around the world. Those who enroll with PayPal need only provide their account information once; and then it is stored on a secure, highly encrypted server.

PayPal supplies additional guarantees, as well, including PayPal Buyer Protection which provides coverage against fraud of up to $1,000 on qualified eBay transactions. When PayPal users are victims of spoof, the company offers a complete refund to qualified account holders. Its dedicated team of investigators works directly with victims of theft and law enforcement to locate and prosecute criminals, anywhere in the world.

PayPal also offers fraud prevention tips and safe shopping guidelines for both buyers and sellers at its online Security Center, accessible at https://www.paypal.com/security.

Information provided by Pay Pal, for complete and comprehensive details about their services please visit https://www.paypal.com

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