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THE HOUSING  FINANCIAL DISCRIMINATION ACT OF 1977
     FAIR LENDING NOTICE
 
 

        
              APPLICATION  NO:

          PROPERTY ADDRESS :
 

It is illegal to discriminate in the provisions of or in the availability of financial assistance because of the consideration of :
              1.  Trends, characteristics or conditions in the neighborhood or geographic area 
              surrounding a housing accommodation, unless the financial institution can demonstrate in  
              the particular case that such consideration is required to avoid an unsafe and unsound 
              business practice: or
 
              2.  Race, color, religion, sex, marital status, national origin or ancestry.
Its is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising, or to provide financial assistance.
These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of on-to-four unit family residence occupied by the owner and for the purpose of the home improvement of any one-to-four-units family residence.


 
 

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                                     (Applicant) (Date)                                             (Applicant ) (Date)