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Playing Card Tarot:

Cartomancy Ordinary playing cards, the descendents of tarot, can serve for divination as well as a tarot deck. In comparison with the tarot's pictures and symbolism, however, the meanings are much more simplistic:

Hearts:

Ace: happiness, love, friendship
King: a fair-haired man, affectionate and generous, but impetuous
Queen: A fair-haired woman, trustworthy
Jack: A fair-haired young person, a good friend
10: good fortune, happiness
9: the 'wish card,' desires come true
8: linvitations, but also partings
7: someone is unreliable
6: unexpected good fortune, generosity
5: jealousy, indecision
4: changes, possible travel or postponements
3: need for caution
2: success, friendship

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Spades:

Ace: conflicts, a difficult love affair
King: dark-haired man, ambitious, usually successful
Queen: dark-haired woman, can be seductive or unscrupulous
Jack: dark-haired young man, a well-meaning person
10: worry
9: bad luck, can mean delays or quarrels
8: disappointments and opposition
7: a warning against possible loss of friendship
6: an improvement in the person's life
5: anxiety, setbacks, interferences
4: jealousy, business troubles
3: partings, possibly due to faithlessness
2: scandal, gossip, danger of deceit

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Diamonds:

Ace: money, a ring
King: fair-haired man, stubborn and powerful
Queen: fair-haired woman, flirtatious, sophisticated, witty
Jack: a relative, someone not quite reliable
10: journey, changes, usually bringing wealth
9: opportunities and surprises, usually financial
8: late marriage or a new relationship, unexpected money
7: a gift
6: a reconciliation, a warning against a possible second marriage
5: succesful meetings, particularly in business
4: an inheritance, a change for the better
3: legal or domestic battles
2: a love affair becomes more important than it was

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Clubs:

Ace: harmony, property, achievements, love
King: dark-haired man, honest, open
Queen: dark-haired woman, strong, helpful, attractive
Jack: a reliable friend
10: money from an unexpected source, good luck or a gift
9: a new romance
8: opposition, danger of recklessness
7: prosperity, though a danger of romantic interference
6: business success
5: help from a friend or spouse
4: bad change of fortune
3: good marriage or alliance
2: disappointment and opposition

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Reading the Cards

You can use most regular tarot spreads to read with playing cards. Mix the cards yourself, open them in a fan and ask the person you are reading for to choose the correct number of cards for the layout.

If the spread calls for a significator, follow the table below:

fair or grey-haired man over 40--King of Diamonds
fair or grey-haired woman over 40--Queen of Diamonds
fair-haired young man--King of Hearts
fair-haired young woman--Queen of Hearts
dark-haired man over 40--King of Spades
dark-haired woman over 40--Queen of Spades
dark-haired young man-King of Clubs
dark-haired young woman--Queen of Clubs

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A Traditional Playing Card Spread

Ask the subject to divide the deck into two halves and then choose one. Lay down the top twenty-one cards in seven groups of three in a semi-circle around the significator. Cards are respresented as follow:

Cards 1-3: represent the situation and the persons state of mind.
Cards 4-6: signify family or relationships.
Cards 7-9: show present desires.
Cards 10-12: show long term expectations.
Cards 13-15: indicate the unexpected.
Cards 16-18: signify the immediate developements.
Cards 19-21: show the long term results.

http://www.toolcity.net/~tshaw/coll/div-card.htm