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California As I Saw It: First-Person Narratives of California's Early Years, 1849-1900
Recollections of California, 1846-1861. By General William T. Sherman; foreword by Joseph A. Sullivan - Part 3
HAVING returned from California in January, 1850, with dispatches for the War Department, and having delivered them in person first to General Scott in New York City, and afterward to the Secretary of War (Crawford) in Washington City, I applied for and received a leave of absence for six months. I first visited my mother, then living at Mansfield, Ohio, and returned to Washington, where, on the 1st day of May, 1850, I was married to Miss Ellen Boyle Ewing, daughter of the Hon. Thomas Ewing, Secretary of the Interior. The marriage ceremony was attended by a large and distinguished company, embracing Daniel Webster, Henry Clay, T. H. Benton, President Taylor, and all his cabinet. This occurred at the house of Mr. Ewing, the same now owned and occupied by Mr. F. P. Blair, senior, on Pennsylvania Avenue, opposite the War Department. We made a wedding-tour to Baltimore, New York, Niagara, and Ohio, and returned to Washington by the 1st of July. General Taylor participated in the celebration of the Fourth of July, a very hot day, by hearing a long speech from the Hon. Henry S. Foote, at the base of the Washington Monument. Returning from the celebration much heated and fatigued, he partook too freely of his favorite iced milk with cherries, and during that night was seized with a severe colic, which by morning had quite prostrated him. It was said that he sent for his son-in-law, Surgeon Wood, United States Army, stationed in Baltimore, and declined medical assistance from anybody else. Mr. Ewing visited him several times, and was manifestly uneasy and anxious, as was also his son-in-law, Major Bliss, then of the army, and his confidential secretary. He rapidly grew worse, and died in about four days.
At that time there was a high state of political feeling pervading the country, on account of the questions growing out of the new Territories just acquired from Mexico by the war. Congress was in session, and General Taylor's sudden death evidently created great alarm. I
I attended General Taylor's funeral as a sort of aide-de-camp, at the request of the Adjutant-General of the army, Roger Jones, whose brother, a militia-general, commanded the escort, composed of militia and some regulars. Among the regulars I recall the names of Captains John Sedwick and W. F. Barry.
Hardly was General Taylor decently buried in the Congressional Cemetery when the political struggle recommenced, and it became manifest that Mr. Fillmore favored the general compromise then known as Henry Clay's "Omnibus Bill," and that a general change of cabinet would at once occur. Webster was to succeed Mr. Clayton as Secretary of State, Corwin to succeed Mr. Meredith as Secretary of the Treasury, and A. H. H. Stuart to succeed Mr. Ewing as Secretary of the Interior. Mr. Ewing, however, was immediately appointed by the Governor of the State to succeed Corwin in the Senate. These changes made it necessary for Mr. Ewing to discontinue house-keeping, and Mr. Corwin took his house and furniture off his hands. I escorted the family out to their home in Lancaster, Ohio; but, before this had occurred, some most interesting debates took place in the Senate, which I regularly attended, and heard Clay, Benton, Foote, King of Alabama, Dayton, and the many real orators of that day. Mr. Calhoun was in his seat, but he was evidently approaching his end, for he was pale and feeble in the extreme. I heard Mr. Webster's last speech on the floor of the Senate, under circumstances that warrant a description. It was publicly known that he was to leave the Senate, and enter the new
I had only a limited personal acquaintance with any of the Senators, but had met Mr. Corwin quite often at Mr. Ewing's house, and I also knew that he had been extremely friendly to my father in his lifetime; so I ventured to send in to him my card, "W. T. S., First-Lieutenant, Third Artillery." He came to the door promptly, when I said, "Mr. Corwin, I believe Mr. Webster is to speak to-day." His answer was, "Yes, he has the floor at one o'clock." I then added that I was extremely anxious to hear him. "Well," said he, "why don't you go into the gallery?" I explained that it was full, and I had tried every access, but found all jammed with people. "Well," said he, "what do you want of me?" I explained that I would like him to take me on the floor of the Senate; that I had often seen from the gallery persons on the floor, no better entitled to it than I. He then asked in his quizzical way, "Are you a foreign embassador?" "No." "Are you the Governor of a State?" "No." "Are you a member of the other House?" "Certainly not." "Have you ever had a vote of thanks by name?" "No." "Well, these are the only privileged members." I then told him he knew well enough who I was, and that if he chose he could take me in. He then said, "Have you any impudence?" I told him, "A reasonable amount if occasion called for it." "Do you think you could become so interested in my conversation as not to notice the door-keeper?" (pointing to him). I told him that there was not the least doubt of it, if he would tell me one of his funny stories. He then took my arm, and led me a turn in the vestibule, talking about some indifferent matter, but all the time directing my looks to his left hand, toward which he was gesticulating with his right; and thus we approached the door-keeper, who began asking me,
Toward the end of July, as before stated, all the family went home to Lancaster. Congress was still in session, and the bill adding four captains to the Commissary Department had not passed, but was reasonably certain to, and I was equally sure of being one of them. At that time my name was on the muster-roll of (Light) Company C, Third Artillery (Bragg's), stationed at Jefferson Barracks, near St. Louis. But, as there was cholera at St. Louis, on application, I was permitted to delay joining my company until September. Early in that month, I proceeded to Cincinnati, and thence by steamboat to St. Louis, and then to Jefferson Barracks, where I reported for duty to Captain and Brevet-Colonel Braxton Bragg, commanding (Light) Company C, Third Artillery. The other officers of the company were First-Lieutenant Hackaliah Brown and Second-Lieutenant James A. Hardie. New horses had just been purchased for the battery, and we were preparing for work, when the mail brought the orders announcing the passage of the bill increasing the Commissary Department by four captains, to which were promoted Captains Shiras, Blair, Sherman, and Bowen. I was ordered to take post at St. Louis, and to relieve Captain A. J. Smith, First Dragoons, who had been acting in that capacity for some months. My commission bore date September 27, 1850. I proceeded forthwith to the city, relieved Captain Smith, and entered on the discharge of the duties of the office.
Colonel N. S. Clarke, Sixth Infantry, commanded the department; Major D. C. Buell was adjutant-general, and Captain W. S. Hancock was regimental quartermaster; Colonel Thomas Swords was the depot quartermaster, and we had our offices in the same building, on the
During the spring and summer of 1851, Mr. Ewing and Mr. Henry Stoddard, of Dayton, Ohio, a cousin of my father, were much in St. Louis, on business connected with the estate of Major Amos Stoddard, who was of the old army, as early as the beginning of this century. He was stationed at the village of St. Louis at the time of the Louisiana purchase, and when Lewis and Clarke made their famous expedition across the continent to the Columbia River. Major Stoddard at that early day had purchased a small farm back of the village, of some Spaniard or Frenchman, but, as he was a bachelor, and was killed at Fort Meigs, Ohio, during the War of 1812, the title was for many years lost sight of, and the farm was covered over by other claims and by occupants. As St. Louis began to grow, his brothers and sisters, and their descendants, concluded to look up the property. After much and fruitless litigation, they at last retained Mr. Stoddard, of Dayton, who in turn employed Mr. Ewing, and these, after many years of labor, established the title, and in the summer of 1851 they were put in possession by the United States marshal. The ground was laid off, the city survey extended over it, and whole was sold in partition. I made some purchases, and acquired an interest, which I have retained more or less ever since.
We continued to reside in St. Louis throughout the year 1851, and in the spring of 1852 I had occasion to visit Fort Leavenworth on duty, partly to inspect a lot of cattle which a Mr. Gordon, of Cass County, had contracted to deliver in New Mexico, to enable Colonel Sumner to attempt his scheme of making the soldiers in New Mexico self-supporting, by raising their own meat, and in a measure their own vegetables. I found Fort Leavenworth then, as now, a most beautiful spot, but in the midst of a wild Indian country. There were no whites settled in what is now the State of Kansas. Weston, in Missouri, was the great town, and speculation in town-lots there and thereabout burnt the fingers of some of the army-officers, who wanted to plant their scanty dollars in a fruitful soil. I rode on horseback over Gordon's
In going from Independence to Fort Leavenworth, I had to swim Milk Creek, and sleep all night in a Shawnee camp. The next day I crossed the Kaw or Kansas River, in a ferry-boat, maintained by the blacksmith of the tribe, and reached the fort in the evening. At that day the whole region was unsettled, where now exist many rich counties, highly cultivated, embracing several cities of from ten to forty
In the summer of 1852, my family went to Lancaster, Ohio; but I remained at my post. Late in the season, it was rumored that I was to be transferred to New Orleans, and in due time I learned the cause. During a part of the Mexican War, Major Seawell, of the Seventh Infantry, had been acting commissary of subsistence at New Orleans, then the great depot of supplies for the troops in Texas, and of those operating beyond the Rio Grande. Commissaries at that time were allowed to purchase in open market, and were not restricted to advertising and awarding contracts to the lowest bidders. It was reported that Major Seawell had purchased largely of the house of Perry Seawell & Co., Mr. Seawell being a relative of his. When he was relieved in his duties by Major Waggaman, of the regular Commissary Department, the latter found Perry Seawell & Co. so prompt and satisfactory that he continued the patronage; for which there was a good reason, because stores for the use of the troops at remote posts had to be packed in a particular way, to bear transportation in wagons, or even on packmules; and this firm had made extraordinary preparations for this exclusive purpose. Some time about 1849, a brother of Major Waggaman, who had been clerk to Captain Casey, commissary of subsistence, at Tampa Bay, Florida, was thrown out of office by the death of the captain, and he naturally applied to his brother in New Orleans for employment; and he, in turn, referred him to his friends, Messrs. Perry Seawell & Co. These first employed him as a clerk, and afterward admitted him as a partner. Thus it resulted, in fact, that Major Waggaman was dealing largely, if not exclusively, with a firm of which his brother was a partner.
One day, as General Twiggs was coming across Lake Pontchartrain, he fell in with one of his old cronies, who was an extensive grocer. This gentleman gradually led the conversation to the downward tendency of the times since he and Twiggs were young, saying that, in former years, all the merchants of New Orleans had a chance at government patronage; but now, in order to sell to the army commissary, one had to take a brother in as a partner. General Twiggs resented this, but the merchant again affirmed it, and gave names. As soon as General Twiggs
I went down to New Orleans in a steamboat in the month of September, 1852, taking with me a clerk, and, on arrival, assumed the office, in a bank-building facing Lafayette Square, in which were the offices of all the army departments. General D. Twiggs was in command of the department, with Colonel W. W. S. Bliss (son-in-law of General Taylor) as his adjutant-general. Colonel A. C. Myers was quartermaster, Captain John F. Reynolds aide-de-camp, and Colonel A. J. Coffee paymaster. I took rooms at the St. Louis Hotel, kept by a most excellent gentleman, Colonel Mudge.
Mr. Perry Seawell came to me in person, soliciting a continuance of the custom which he had theretofore enjoyed; but I told him frankly that a change was necessary, and I never saw or heard of him afterward. I simply purchased in open market, arranged for the proper packing of the stores, and had not the least difficulty in supplying the troops and satisfying the head of the department in Washington.
About Christmas, I had notice that my family, consisting of Mrs. Sherman, two children, and nurse, with my sister Fanny (now Mrs. Moulton, of Cincinnati, Ohio), were en route for New Orleans by steam-packet; so I hired a house on Magazine Street, and furnished it. Almost at the moment of their arrival, also came from St. Louis my personal friend Major Turner, with a parcel of documents, which, on examination, proved to be articles of copartnership for a bank in California under the title of "Lucas, Turner & Co.," in which my name was embraced as a partner. Major Turner was, at the time, actually en route for New York, to embark for San Francisco, to inaugurate the bank, in the nature of a branch of the firm already existing at St. Louis under the name of "Lucas & Symonds." We discussed the matter very
Shortly after arrived James H. Lucas, Esq., the principal of the banking-firm in St. Louis, a most honorable and wealthy gentleman. He further explained the full programme of the branch in California; that my name had been included at the instance of Major Turner, who was a man of family and property in St. Louis, unwilling to remain long in San Francisco, and who wanted me to succeed him there. He offered me a very tempting income, with an interest that would accumulate and grow. He also disclosed to me that, in establishing a branch in California, he was influenced by the apparent prosperity of Page, Bacon & Co., and further that he had received the principal data, on which he had founded the scheme, from B. R. Nisbet, who was then a teller in the firm of Page, Bacon & Co., of San Francisco; that he also was to be taken in as a partner, and was fully competent to manage all the details of the business; but, as Nisbet was comparatively young, Mr. Lucas wanted me to reside in San Francisco permanently, as the head of the firm. All these matters were fully discussed, and I agreed to apply for a six months' leave of absence, go to San Francisco, see for myself, and be governed by appearances there. I accordingly, with General Twiggs's approval, applied to the adjutant-general for a six months' leave, which was granted; and Captain John F. Reynolds was named to perform my duties during my absence.
During the stay of my family in New Orleans, we enjoyed the society of the families of General Twiggs, Colonel Myers, and Colonel Bliss, as also of many citizens, among whom was the wife of Mr. Day, sister to my brother-in-law, Judge Bartley. General Twiggs was then one of the oldest officers of the army. His history extended back to the War of 1812, and he had served in early days with General Jackson in Florida and in the Creek campaigns. He had fine powers of description, and often entertained us, at his office, with accounts of his experiences in the earlier settlements of the Southwest. Colonel Bliss had been General Taylor's adjutant in the Mexican War, and was universally regarded as one of the most finished and accomplished scholars in the army, and his wife was a most agreeable and accomplished lady.
Late in February, I dispatched my family up to Ohio in the
The river was low, and the little steam canal-boats, four in number, grounded often, so that the passengers had to get into the water, to help them over the bars. In all there were about six hundred passengers, of whom about sixty were women and children. In four days we reached Castillo, where there is a decided fall, passed by a short railway, and above this fall we were transferred to a larger boat, which carried us up the rest of the river, and across the beautiful lake Nicaragua, studded with volcanic islands. Landing at Virgin Bay, we rode on mules across to San Juan del Sur, where lay at anchor the propeller S. S. Lewis (Captain Partridge, I think). Passengers were carried through the surf by natives to small boats, and rowed off to the Lewis. The weather was very hot, and quite a scramble followed for state-rooms, especially for those on deck. I succeeded in reaching the purser's office, got my ticket for a berth in one of the best state-rooms on deck, and, just as I was turning from the window, a lady who was a fellow-passenger from New Orleans, a Mrs. D--, called to me to secure her and her lady-friend berths on deck, saying that those below were unendurable. I spoke to the purser, who, at the moment perplexed by the crowd and clamor, answered: "I must put their names down for the other two berths of your state-room; but, as soon as the confusion is over, I will make some change whereby you shall not suffer." As soon as these two women were assigned to a state-room, they took possession, and I was left out. Their names were recorded as "Captain Sherman and ladies." As soon as things were quieted down I remonstrated with the purser, who at last gave me a lower berth in another and larger state-room on deck, with five others, so that my two ladies had the state-room all to themselves. At every meal the steward would come to me and say, "Captain Sherman, will you bring your ladies to the table?" and we had the best seats in the ship. This was continued throughout the voyage, and I assert that "my ladies" were of the most modest and
In due season the steamship Lewis got under weigh. She was a wooden ship, long and narrow, bark-rigged, and a propeller; very slow, moving not over eight miles an hour. We stopped at Acapulco, and, in eighteen days, passed in sight of Point Pinos at Monterey, and at the speed we were traveling expected to reach San Francisco at 4 A.M. the next day. The cabin-passengers, as was usual, bought of the steward some champagne and cigars, and we had a sort of ovation for the captain, purser, and surgeon of the ship, who were all very clever fellows, though they had a slow and poor ship.
Late at night all the passengers went to bed, expecting to enter the port at daylight. I did not undress, as I thought the captain could and would run in at night, and I lay down with my clothes on. About 4 A.M. I was awakened by a bump and sort of grating of the vessel, which I thought was our arrival at the wharf in San Francisco; but instantly the ship struck heavily; the engines stopped, and the running to and fro on deck showed that something was wrong. In a moment I was out of my state-room, at the bulwark, holding fast to a stanchion, and looking over the side at the white and seething water caused by her sudden and violent stoppage. The sea was comparatively smooth, the night pitch-dark, and the fog deep and impenetrable; the ship would rise with the swell, and come down with a bump and quiver that was decidedly unpleasant. Soon the passengers were out of their rooms, undressed, calling for help, and praying as though the ship were going to sink immediately. Of course she could not sink, being already on the bottom, and the only question was as to the strength of hull to stand the bumping and straining. Great confusion for a time prevailed, but soon I realized that the captain had taken all proper precautions to secure his boats, of which there were six at the davits. These are the
They advised the passengers to keep quiet, and the ladies and children to dress and sit at the doors of their state-rooms, there to await the advice and action of the officers of the ship, who were perfectly cool and self-possessed. Meantime the ship was working over a reef--for a time I feared she would break in two; but as the water gradually rose inside to a level with the sea outside, the ship swung broadside to the swell, and all her keel seemed to rest on the rock or sand. At no time did the sea break over the deck--but the water below drove all the people up to the main-deck and to the promenade-deck, and thus we remained for about three hours, when daylight came; but there was a fog so thick that nothing but water could be seen. The captain caused a boat to be carefully lowered, put in her a trustworthy officer with a boat-compass, and we saw her depart into the fog. During her absence the ship's bell was kept tolling. Then the fires were all out, the ship full of water, and gradually breaking up, wriggling with every swell like a willow basket--the sea all round us full of the floating fragments of her sheeting, twisted and torn into a spongy condition. In less than an hour the boat returned, saying that the beach was quite near, not more than a mile away, and had a good place for landing. All the boats were then carefully lowered, and manned by crews belonging to the ship; a piece of the gangway, on the leeward side, was cut away, and all the women, and a few of the worst-scared men, were lowered into the boats, which pulled for shore. In a comparatively short time the boats returned, took new loads, and the debarkation was afterward carried on quietly and systematically. No baggage was allowed to go
The captain had sent ashore the purser in the first boat, with orders to work his way to the city as soon as possible, to report the loss of his vessel, and to bring back help. I remained on the wreck till among the last of the passengers, managing to get a can of crackers and some sardines out of the submerged pantry, a thing the rest of the passengers did not have, and then I went quietly ashore in one of the boats. The passengers were all on the beach, under a steep bluff; had built fires to dry their clothes, but had seen no human being, and had no idea where they were. Taking along with me a fellow-passenger, a young chap about eighteen years old, I scrambled up the bluff, and walked back toward the hills, in hopes to get a good view of some known object. It was then the month of April, and the hills were covered with the beautiful grasses and flowers of that season of the year. We soon found horse paths and tracks, and following them we came upon a drove of horses grazing at large, some of which had saddle-marks. At about two miles from the beach we found a corral ; and thence, following one of the strongest-marked paths, in about a mile more we descended into a valley, and, on turning a sharp point, reached a board
I wrote a few words back to the captain, telling him where he was, and that I would hurry to the city to send him help. My companion and I then went on down the creek, and soon descried the schooner anchored out in the stream. On being hailed, a small boat came in and took us on board. The "captain" willingly agreed for a small sum to carry us down to San Francisco; and, as his whole crew consisted of a small boy about twelve years old, we helped him to get up his anchor and pole the schooner down the creek and out over the bar on a high tide. This must have been about 2 P.M. Once over the bar, the sails were hoisted, and we glided along rapidly with a strong, fair, northwest wind. The fog had lifted, so we could see the shores plainly, and the entrance to the bay. In a couple of hours we were entering the bay, and running "wing-and-wing." Outside the wind was simply the usual strong breeze; but, as it passes through the head of the Golden Gate, it increases, and there, too, we met a strong ebb-tide.
The schooner was loaded with lumber, much of which was on deck, lashed down to ring-bolts with raw-hide thongs. The captain was steering, and I was reclining on the lumber, looking at the familiar shore, as we approached Fort Point, when I heard a sort of cry, and felt the schooner going over. As we got into the throat of the "Heads," the force of the wind, meeting a strong ebb-tide, drove the nose of the schooner under water; she dove like a duck, went over on her side, and began to drift out with the tide. I found myself in the water, mixed up with pieces of plank and ropes; struck out, swam round to the stern, got on the keel, and clambered up on the side. Satisfied that she could not sink, by reason of her cargo, I was not in the least alarmed, but
At the time of my arrival, San Francisco was on the top wave of speculation and prosperity. Major Turner had rented at six hundred dollars a month the office formerly used and then owned by Adams & Co., on the east side of Montgomery Street, between Sacramento and California Streets. B. R. Nisbet was the active partner, and James Reilly the teller. Already the bank of Lucas, Turner & Co. was established, and was engaged in selling bills of exchange, receiving deposits, and loaning money at three per cent. a month.
Page, Bacon & Co., and Adams & Co., were in full blast across the street, in Parrott's new granite building, and other bankers were doing seemingly a prosperous business, among them Wells, Fargo & Co.; Drexel, Sather & Church; Burgoyne & Co.; James King of Wm.; Sanders & Brenham; Davidson & Co.; Palmer, Cook & Co., and others. Turner and I had rooms at Mrs. Ross's, and took our meals at restaurants down-town, mostly at a Frenchman's named Martin, on the southwest corner of Montgomery and California Streets. General Hitchcock, of the army, commanding the Department of California, usually messed with us; also a Captain Mason, and Lieutenant Whiting, of the Engineer Corps. We soon secured a small share of business, and became satisfied there was room for profit. Everybody seemed to be making money fast; the city was being rapidly extended and improved; people paid their three per cent. a month interest without fail, and without deeming it excessive. Turner, Nisbet, and I, daily discussed the prospects, and gradually settled down to the conviction that with two hundred thousand dollars capital, and a credit of fifty thousand dollars in New York, we could build up a business that would help the St. Louis house, and at the same time pay expenses in California, with a reasonable profit. Of course, Turner never designed to remain long in California, and I consented to go back to St. Louis, confer with Mr. Lucas and Captain Simonds, agree upon further details, and then return permanently.
I have no memoranda by me now by which to determine the fact, but think I returned to New York in July, 1853, by the Nicaragua route, and thence to St. Louis by way of Lancaster, Ohio, where my family still was. Mr. Lucas promptly agreed to the terms proposed, and further consented, on the expiration of the lease of the Adams &
Mary Lynch got scared at the surf, and began screaming like a fool, when Lizzie became convulsed with fear, and one of the natives rushed
Major Turner remained till some time in November, when he also departed for the East, leaving me and Nisbet to manage the bank. I endeavored to make myself familiar with the business, but of course Nisbet kept the books, and gave his personal attention to the loans, discounts, and drafts, which yielded the profits. I soon saw, however, that the three per cent. charged as premium on bills of exchange was not all profit, but out of this had to come one and a fourth to one and a half for freight, one and a third for insurance, with some indefinite promise of a return premium; then, the cost of blanks, boxing of the bullion, etc., etc. Indeed, I saw no margin for profit at all. Nisbet, however, who had long been familiar with the business, insisted there was a profit, in the fact that the gold-dust or bullion shipped was more valuable than its cost to us. We, of course, had to remit bullion to meet our bills on New York, and bought crude gold-dust, or bars refined by Kellogg & Humbert or E. Justh & Co., for at that time the United States Mint was not in operation. But, as the reports of our shipments came back from New York, I discovered that I was right, and Nisbet was wrong; and, although we could not help selling our checks on New York and St. Louis at the same price as other bankers, I discovered that, at all events, the exchange business in San Francisco was rather a losing business than profitable. The same as to loans. We could loan, at three per cent. a month, all our own money, say two hundred and fifty thousand dollars, and a part of our deposit account. This latter account in California was decidedly uncertain. The balance due depositors would run down to a mere nominal sum on steamer-days, which were the 1st and 15th of each month, and then would increase till the next steamer-day, so that we could not make use of any reasonable part of this
Shortly after arriving out in 1853, we looked around for a site for the new bank, and the only place then available on Montgomery Street, the Wall Street of San Francisco, was a lot at the corner of Jackson Street, facing Montgomery, with an alley on the north, belonging to James Lick. The ground was sixty by sixty-two feet, and I had to pay for it thirty-two thousand dollars. I then made a contract with the builders, Keyser & Brown, to erect a three-story brick building, with finished basement, for about fifty thousand dollars. This made eighty-two thousand instead of fifty thousand dollars, but I thought Mr. Lucas could stand it and would approve, which he did, though it resulted in loss to him. After the civil war, he told me he had sold the building for forty thousand dollars, about half its cost, but luckily gold was then at 250, so that he could use the forty thousand dollars gold as the equivalent of one hundred thousand dollars currency. The building was erected; I gave it my personal supervision, and it was strongly and thoroughly built, for I saw it two years ago, when several earthquakes had made no impression on it; still, the choice of site was unfortunate, for the city drifted in the opposite direction, viz., toward Market Street. I then thought that all the heavy business would remain toward the foot of Broadway and Jackson Street, because there were the deepest water and best wharves, but in this I made a mistake. Nevertheless, in the spring of 1854, the new bank was finished, and we removed to it, paying rents thereafter to our Mr. Lucas instead of to Adams & Co. A man named Wright, during the same season, built a still finer building just across the street from us; Pioche, Bayerque & Co. were already established on another corner of Jackson Street, and the new Metropolitan Theatre was in progress diagonally opposite us. During the whole of 1854 our business steadily grew, our average deposits going up to half a million, and our sales of exchange and
Shortly after our arrival in San Francisco, I rented of a Mr. Marryat, son of the English Captain Marryat, the author, a small frame-house on Stockton Street, near Green, buying of him his furniture, and we removed to it about December 1, 1853. Close by, around on Green Street, a man named Dickey was building two small brick-houses, on ground which he had leased of Nicholson. I bought one of these houses, subject to the ground-rent, and moved into it as soon as finished. Lieutenant T. H. Stevens, of the United States Navy, with his family, rented the other; we lived in this house throughout the year 1854, and up to April 17, 1855.
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