What is an RAL?..... A loan based on the amount of your refund (not on your income).  Instead of waiting for the IRS to send your refund, you may receive a check from our RAL bank (usually in 1 to 3 days.)  After  bank approval, we can print your RAL check right in our office.

How it works..... First, you must electronically file your return, then apply for an RAL.  To qualify, you must not owe any federal back taxes, any delinquent child support or delinquent student loans.  After your electronic return is accepted by the IRS and approved by our RAL bank, we print your RAL check (less fees) right in our office.

Tax Preparation....  If we prepare your return and you are approved for an RAL, we can deduct tax preparation and filing fees from your RAL check leaving you with no up front fees to pay.

*You are fully responsible for your Refund Anticipation Loan.  In most cases, your IRS refund will pay back your loan in full, however, you are responsible for any unpaid amount..
 
 

 

Bonus Deposit Accounts  Don't want to receive your refund by mail?  Don't want it in a checking or savings account?  Don't want up front fees to pay?  Apply now and in usually 2 weeks, we can print your BDA check right in our office.   Contact UsContact us for details.

 

 

B O N U S   P L U S    You can receive a refund and pay NO UP FRONT FEES.  BP Refunds are directly deposited into your own checking or savings account in usually 2 weeks.   Fees for tax preparation & electronic filing can be deducted from BP refunds.  You pay nothing down! Contact us for details. Contact Us