Links
Here's my links section, these places I thought might be helpful to you.

HTML Help
Lissa Explains - Very helpful, but aimed at children and begginers
Funky Chickens - Helpful, has some premade tables and such, and useful JavaScripts
Day Dream Graphics - I love this place, they've got the best tutorials for HTML, PHP, SSI and CSS
Peachie - A little HTML, some very nifty little premade framesets and such

Premade Graphics
Day Dream Graphics - The best, tons of Anime [and some non-Anime] layouts and message board/AIM avatars
GreedyAnimal - Mish has got some cool stuff, GreedyAnimal is very cool
Peachie - Jess has got great graphics, visit there!

PSP and PS tutorials
Refer to Premade Graphics