Finding the life insurance company

Insurance

What if you know someone was insured, but you can't find the policy, and don't even know what company he or she had it with? This is not an unusual problem, and there are no easy solutions. Of course, it is best to find out about life policies while the insured is still alive.

Places to look:

• If the house and car were insured, start with the local agents who sold those policies.
• Insurance companies usually keep track of customer names and Social Security numbers.
• If the policy was active, a premium notice eventually will come in the mail.
• Look for cancelled insurance checks.
• Private firms specialize in finding lost life insurance for a fee. Search the Internet for "Life Benefits Search" or "Lost Life Insurance Finder."

Term life insurance

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