I am an licensed health insurance agent. What you should do is find a small local broker in your area who deals with several different insurance companies ex: Anthem, Medical Mutual, American Community, etc. Have him/her do some quotes for you and see what price they have for the best price. You may also want to consider an HSA. Which is a high deductable plan, starting at $1000 and you contribute, if you wish to a savings account for qualifying medical supplies, such as eyewear, contacts, bandaids over the counter drugs, perioxide. It rolls over each year and is tax free. Some plans also will pay 100% after your deductable is met and some will pay only 80%. It's your choice. When you call a broker, they can give you more information regarding these plans for your state.