If you do not have Paint Shop Pro 7, then please go to Jasc Software to download a free 30 day trial version.
Save these images to your computer
Mirror,
Male Image, Reflection
Open up a 400 x 400 transparent background.
Open the mirror image. With your mouse on this mirror image, right click and choose "copy". Now go to the transparent background. Right click anywhere on the background and choose "paste as new selection". Hold the mouse down and drag the image to the desired location.
Open the reflection image. Click on the "Layer palette" located on the menu bar.
Slide the layer opacity slide bar from 100 to 50.