Unsecured deferred note program based on credit of borrower. Notes are drawn to satisfy invoices providing funds directly to vendor or supplier. (up to six months to repay)

Accounts Receivable / Factoring

Accounts receivable serve as collateral for short term working capital loans that you can obtain fast and cost effectively.

Asset Based

Seeking to convert a particular asset into working capital. Giving a security in an asset(s) in exchange for cash.

Bank Guarantees

Institutional commitment to repay loan. Requires collateral.

Bankruptcy/Reorganization

Financing to reorganize in company in a turnaround. Typically secured by assets; equipment, inventory, A/R, PO's, etc.

Equity Participation

Offer of an ownership position to induce the loan or can be a note that has an option to convert from debt to equity.

Expansion Financing

Growth has outpaced existing business. Loan for existing demand. Key here is existing demand, not projected.

Franchise Financing

Specialized financing reserved for the franchisees of recognized, typically nationally known, franchises.

Import and Export

Loans to promote the shipping or receiving of products or materials. Based on existing market, demand or orders.

Inventory Loan

A loan typically made as part of a relationship where the lender will also provide retail financing for the product.

Letters of Credit

A guarantee of payment for the customer's draft, substituting the lender's credit and eliminated the seller's risk.

Loan Guaranty

Commitment to repay loan provided by institutions, individuals, companies (such as insurance companies). Requires collateral.

Purchase Order Advances

Loans on the written order to purchase goods at a stipulated price with an agreed to delivery date. Credit rating of orderer is key.

Real Estate as Collateral

Pledging the value of Real Estate equity as collateral to obtain a loan.

Revolving Term Loan

Contract between lender and borrower to extend a pre-arranged amount of credit. Based upon existing inventory, A/R and PO's.

Stock Loans

Loans given against public or private company stock.